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SELF - CERTIFICATION NON STATUS MORTGAGES

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SELF-CERTIFICATION / NON STATUS

  • Self - Employed?
  • Difficulties proving income?
  • Income from different sources?
  • Having trouble getting a lender to understand?

Solutions Provided by GO4

There is a solution.

If you have a deposit (usually 10-15%) or a lot of equity in your current property due to recent house price increases you may not need to provide any evidence of your earnings.

The lower the amount of the loan compared with the value of the property the less information/documentation a lender will require.

In some instances you do not even have to declare a figure of income, you simply state that you feel the monthly repayments are within your budget. So even if you have only been self employed for a short time a Go4 Broker will be able to help.

Many people think they will be charged for the privilege of such a scheme, but this is not necessarily the case. In an ever more competitive marketplace, lenders are competing for your business, so they have to keep rates competitive.

With interest rates from 2.49% offered by High Street lenders, you can see that the home you want could well be within your reach.

People with a poor credit history or adverse credit problems, CCJs under £7,500 and up to 3 months arrears can also get a self certification mortgage from 5.99% fixed for 2 years with NO ties

GO4 independent brokers strive to get the best deal for our clients subject to their personal circumstances from a wide range of lenders including: 

  • the best rates
  • the most suitable terms
  • no horrendous redemption penalties
  • no selling of unnecessary insurance
  • no hidden costs
  • mortgages, re-mortgages, secured loans and personal loans

Use our Online Enquiry Form to receive a NO OBLIGATION illustration of the loan solutions that best suit YOUR needs and circumstances.

THIS FORM REQUIRES ALL FIELDS MARKED BY * MUST BE FILLED OUT CORRECTLY

  1st Applicant 2nd Applicant (if applicable)
*Homeowner / Tenant  
*UK Resident   
*First Name  
*Surname  
*Date of Birth  
Work Phone   *
Home Phone   * One contact is mandatory
Mobile   *
Email    
Any Adverse Credit    
Ready to buy now    
Current Property value    
*Mortgage amount required   £££££££  
Amount of deposit available    
I have read & I accept
the DPA Statement
   

     

Data Protection information - YOUR RIGHTS
The information you provide us with will be used to assess your application and will be retained on our system and may be submitted to Lenders who will use it for the same purpose. Both we and the Lenders will search your credit record at one or more licensed credit reference agencies.
They will add details of our searches to your credit record, and these may be seen by other organizations which make searches in the future. If you do not qualify for the loan applied for, or we believe that another product may be more suitable for you, we may pass your details to other Lenders or companies who may offer you alternative loan products or services. The information may also be used by us for the subsequent marketing of loan and related products and services to you.

 

HOW DO YOU MAKE THE MONEY?

  •  A mortgage broker does most of the work that a direct lender does and therefore receives a discounted "wholesale" rate from the lenders s/he works with.  GO4 independent brokers will not generally cost more than working with a direct lender.

  • Where a loan or mortgage (status or non status) is declined by the intended first lender of choice, or when that lender imposes conditions that are judged to be unworkable, GO4 independent brokers repackage the mortgage or loan file and easily submit the loan or mortgage to another lender within a day or two. 

WE CAN ONLY HELP YOU... IF YOU CONTACT US
NEED TO TALK TO A HUMAN?
CLICK HERE - GO4 WILL CALL YOU BACK FOR FREE!!
The worst we can do, is match the best you've been offered.

Commercial | Residential | Buy To Let | Re-mortgages
NON Status & CCJ | Home Owner Loans | Self Build, Renovation & Conversion Mortgages
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| Right to Buy Mortgage

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CLICK HERE - IF YOU'RE LOOKING 4 A NON STATUS HOME OWNER LOAN

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A LOAN SECURED ON IT

Whilst every effort has been made to ensure that the facts here are correct, no liability is accepted for any errors contained herein or for any loss resulting from actions taken. 

Unless stated all loan and mortgage products are intended for people living in the United Kingdom. Specifically: UK non status mortgages, UK commercial mortgages, UK buy to let mortgages, UK remortgages, UK residential mortgages, UK self build mortgages and UK home owner loans.