Non Status, CCJ, Poor Credit Rating UK Mortgage and Loan Broker

Go4aMortgage.com - Business, Residential, Buy to Let, Remortgage, Council Right to Buy and Secured Loans

GO4 will not generally cost more than working with a direct lender

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Status Check

Find out if a lender will regard your credit status as perfect, low risk, medium risk or high risk.

Quick 'n easy to use, FREE and totally confidential

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NON STATUS, POOR CREDIT RATING MORTGAGES AND LOANS

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Non Status, Bad Credit, Poor Credit Mortgage & Loan Finder

It can happen so easily, can’t it? You made a few bad decisions in the past, haven’t we all? – perhaps you just couldn’t afford to pay that bill, or you got yourself into serious debt and couldn’t dig yourself out of the hole! Maybe back in history you refused to pay a bill out of principle, like the dreaded poll tax.

Whatever the reason or circumstances, you now find yourself burdened with a County Court Judgment (CCJ), payment default or bankruptcy against your name. Effectively, you have a bad or poor credit history as defined by the credit scoring used by most lenders.

But now you need a mortgage and severe problems lie ahead of you.

Major mortgage lenders are very likely to refuse a mortgage to anyone in such a position because a CCJ, payment default or a bankruptcy ruling places a black mark on your credit record. No account will be taken of the fact that this may have been just a one-off financial crisis. They probably won’t even bother to enquire about your personal circumstances.

It is easier for them to just say NO and they will do just that!

SELF EMPLOYED WITH NO ACCOUNTS?

So what are your options? – frankly not many! You could wait another two years or as long as it takes to get your three years accounts. But if you don’t want to wait and why should you, why not let GO4 independent brokers source your home loan instead?

Check the Self Certification Mortgage

Solutions Provided by GO4

In such cases the only realistic alternative is to turn to a non-status mortgage. GO4 will help you to look towards a brighter future by dealing with your enquiry in complete confidence and doing our utmost to solve even the most complex credit problem.

GO4 independent brokers strive to get the best deal for our clients subject to their personal circumstances from a wide range of lenders including:

the best rates
the most suitable terms
no horrendous redemption penalties
no selling of unnecessary insurance
no hidden costs
mortgages, re-mortgages, secured loans and personal loans

Use the quick application form below and a specialist in non standard mortgage solutions will call you back for FREE to discuss your situation and provide options for your personal circumstances.

IT'S BEST TO TALK TO A HUMAN!

THIS FORM REQUIRES ALL FIELDS MARKED BY * MUST BE FILLED OUT CORRECTLY

	1st Applicant	2nd Applicant (if applicable)
*Homeowner / Tenant
*UK Resident
*First Name
*Surname
*Date of Birth
Work Phone		*
Home Phone		* One contact is mandatory
Mobile		*
Email
Any Adverse Credit
Ready to buy now
Current Property value
*Mortgage amount required	£££££££
Amount of deposit available
I have read & I accept the DPA Statement

Data Protection information - YOUR RIGHTS
The information you provide us with will be used to assess your application and will be retained on our system and may be submitted to Lenders who will use it for the same purpose. Both we and the Lenders will search your credit record at one or more licensed credit reference agencies.
They will add details of our searches to your credit record, and these may be seen by other organizations which make searches in the future. If you do not qualify for the loan applied for, or we believe that another product may be more suitable for you, we may pass your details to other Lenders or companies who may offer you alternative loan products or services. The information may also be used by us for the subsequent marketing of loan and related products and services to you.

Credit Repair Promises Fall Short

Advertisements offering to clean your credit reference file or restore your credit rating by rubbing out any record of debt, should be treated with caution.

Some credit repair companies provide booklets containing advice on how to make successful applications for credit.

These explain the system of credit scoring used by many lenders and suggest answers by which you can score high points.

What they do not say is that supplying false information on a credit application form could amount to fraud, which is a serious criminal offence.

Do not be tempted.

It is possible to check for yourself what is on your files and request that corrections are made if the information is incorrect.

Advice and guidance can be found http://www.experian.co.uk/consumer/consumer_repair.html

Application forms for a credit check and be found http://www.experian.co.uk/assets/cfa.pdf
(Note: You will need Adobe Acrobat Reader to open this file)

HOW DO YOU MAKE THE MONEY?

A mortgage broker does most of the work that a direct lender does and therefore receives a discounted "wholesale" rate from the lenders s/he works with. GO4 independent brokers will not generally cost more than working with a direct lender.
Where a loan or mortgage (status or non status) is declined by the intended first lender of choice, or when that lender imposes conditions that are judged to be unworkable, GO4 independent brokers repackage the mortgage or loan file and easily submit the loan or mortgage to another lender within a day or two.

WE CAN ONLY HELP YOU... IF YOU CONTACT US
NEED TO TALK TO A HUMAN?
CLICK HERE - GO4 WILL CALL YOU BACK FOR FREE!!
The worst we can do, is match the best you've been offered.

FREE Loan Status Checker

CLICK HERE - IF YOU'RE LOOKING 4 A NON STATUS HOME OWNER LOAN

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A LOAN SECURED ON IT

Whilst every effort has been made to ensure that the facts here are correct, no liability is accepted for any errors contained herein or for any loss resulting from actions taken.

Unless stated all loan and mortgage products are intended for people living in the United Kingdom. Specifically: UK non status mortgages, UK commercial mortgages, UK buy to let mortgages, UK remortgages, UK residential mortgages, UK self build mortgages and UK home owner loans.