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Tax relief
Mortgage Interest Relief at Source (MIRAS). This is tax relief on your mortgage interest payments. 

Tie-in period
As a condition of a special mortgage deal (discount or fixed rate, for example), you may have to agree to stay with the lender for a period of months or years after the deal has ended. If you move your mortgage elsewhere during this period, you may have to pay an early redemption charge. 

Term
The period of years over which you take the mortgage and when you have to repay it. Most new mortgages are taken on a 25-year term. 

Third party buildings insurance
A charge a lender may make if you decide to take buildings insurance from someone other than the lender. 

Title deeds
Documents to show proof of who owns the freehold and leasehold property. 

Transfer deed
A document that, once you sign it, actually transfers the ownership of the property to you. 

Committed to Excellence 

We always get the best deal for our clients including: 

• the best rates
• the most suitable terms
• no horrendous redemption penalties
• no selling of unnecessary insurance
• no hidden costs
• mortgages, re-mortgages, secured loans and personal loans

We are always available to discuss or advise you on your requirements, and a personal illustration of your new mortgage or re-mortgage is always given. We truly appreciate your visit to our web site. We trust you will find what you see and read both informative and helpful and we hope to hear from you in the very near future.

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Whilst every effort has been made to ensure that the facts here are correct, no liability is accepted for any errors contained herein or for any loss resulting from actions taken. 

Unless stated all loan and mortgage products are intended for people living in the United Kingdom. Specifically: UK non status mortgages, UK commercial mortgages, UK buy to let mortgages, UK remortgages, UK residential mortgages, UK self build mortgages and UK home owner loans.