Common Mortgage Terms & Jargon (G)

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Gazumping
This is when the person selling the property accepts an offer from a potential buyer, and then accepts a new, higher offer from another buyer before exchange of contracts. 

Gazundering
This is when the person selling the property accepts an offer, and then the buyer puts in a new, lower offer just before exchange of contracts. 

Gross monthly repayment
The amount you must repay to the lender before tax relief (see MIRAS), has been applied to interest charges. 

Ground rent
A fee that a leaseholder has to pay the freeholder every year. 

Guaranteed death benefit
On certain policies, there is a guarantee that the company will pay out a certain amount when you die. 

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